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- Who we serve
For employers
Health plans designed around your workforce.
Vault designs your plan, manages its cost, and supports your employees, all under one roof.
What Vault handles
- Your employeesCare navigation · telemedicine · member portal · mobile app
- AdministrationClaims · eligibility · billing · reporting
- Cost controlPlan design · specialty drug sourcing · large-claim management
- FundingSelf-funding · captive stop-loss · reinsurance
How we lower costs
Three ways Vault plans save money.
Our programs are built to reduce risk, improve claims results, and return value to employers and captive participants.
Keep the savings
With captive funding, the value of a healthy, well-run plan comes back to you instead of staying with a carrier.
See where the money goes
Self-funded administration with clear reporting on every claim.
Accurate pricing
Our in-house underwriting prices your plan from how it actually performs.
For your employees
Tools that help people use their plan well.
When employees make good decisions about their care, they have a better experience and the plan costs less.
Care navigation
Help finding the right care, with coordination between patients and providers.
Telemedicine
Virtual visits with board-certified, licensed clinicians, 24/7.
Member portal
Submit and track claims, order ID cards, check allowed amounts, and reach support.
Vault mobile app
Benefits, guidance, and rewards on the phone.
Monthly education
Emails with practical tips for saving on healthcare costs.