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For consultants & brokers
More options for your clients.
Vault brings underwriting, administration, and captive programs together, so you can offer clients lower costs, clearer reporting, and better member support. We work through you, and you keep the client relationship.
“Working with Vault has been a game-changer for my clients.”
How our captive works
Shared risk, with surplus returned to participants.
Pooling employers in one captive spreads risk and grows premium volume. When claims come in lower than expected, the surplus builds reserves and can be returned to participants.
Tailored coverage
Coverage built around each client's risk profile.
Risk expertise
Help identifying, assessing, and managing your clients' risk.
Financial stability
A financially stable captive you can stand behind.
Compliance support
Help with regulatory, licensing, and plan document requirements.
One partner